Speech on Corruption free essay sample

My speech today will address the topiccorruption and especially political corruption. Everything in this era revolves around the decisionsmade by powerful people in society, particularly governmental people and politicians and many of them resort to misuse power for personal gains such as money, luxuries or even more power. Thismeans that corruption could make you gain a lot but it also means that you deprive certain people of a lot. This is why in certain countries, we see a gap that is widening between the poor and the richand certain economies are falling, as in the united states economy. Corruption only leads to thedestruction of a persons morals and ethics and would increase peoples hatred towards that person. Asignificant example on political corruption is when our countries in the middle east- throughcorrupted people- facilitated the way for the occupational troops to invade Iraq and when theyignored the cries for help by Palestinians in Gaza and other cities. We will write a custom essay sample on Speech on Corruption or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page It is time for people to start paying attention to these issues and understand that we must fight corruption to end these miserableissues upon our people. It is therefore that corrupted people must suffer the consequences incurred by their actions and should be punished according to the Islamic system. But what if the peoplewithin the system are also corrupted? Then I believe that change comes from within us if we arewilling to step up to these people and by taking initiatives, sacrifices and perhaps try to influence people and future generations to put pressure in the face of corruption. One of the ways of applying pressure and drawing attention to this case was shown by a reporter a few days ago who threw a pair of shoes at the united states president. Although I liked the idea but other methods such asdemonstrations are proved to be effective methods and as Ive stated earlier, its all about takingsacrifices and initiatives towards these methods, that we can eliminate corruption.

Prologue What Is It, Do You Really Need One How to Write a Prologue

Prologue What Is It, Do You Really Need One How to Write a Prologue Prologue: What is it Do You Really Need a Prologue? Should you write a prologue, or should you throw the reader right into the story?This choice will either serve your readers or take away from their experience if you dont know the intricacies of prologues- like if you even need one (and well cover this below).This is one of the most important for aspiring fiction authors writing a novel! Let’s talk about what a prologue is, when to use them, and how to use them well.Heres everything you need to know about prologues:What is a prologue?How to make a prologue stand outHow to know if its a prologueHow to know if your book needs a prologueHow to write a good prologueNOTE: We cover everything in this blog post and much more about the writing, marketing, and publishing process in our VIP Fiction Self-Publishing Program. Learn more about it hereWhat is a prologue?A prologue is like a short story- a small glimpse, set in your story’s world, written in the same style as the rest of your book but with clear separation from the sta rt of your story.Maybe it’s an entire literary device, like a flashforward of your protagonist that gives the reader a taste of the world, some crucial information for the plot, and will make sense later.Maybe it’s an event from thousands of years ago that sets the wheels in motion for your story’s inciting incident. Maybe it’s a background prologue your reader needs to settle into a fantasy or sci-fi universe (but not an info dump).Maybe it’s a snippet of your story from a different perspective- for example, this could be used if your story needs information from when your perspective character was a child who couldn’t understand what was happening, or if they simply weren’t present for the event.If you’re struggling to connect the reader to your story with enough necessary information to understand what’s happening, maybe you need a prologue.  A prologue should read exactly as if you were writing a short story withou t a true ending- your prologue should leave the reader questioning and curious.Note: Any questions you create in the prologue must be resolved by the end of your story.How to Make a Prologue Stand OutThe prologue should stand out from the rest of the book in a significant way.If it fits seamlessly into your story and the reader can’t tell it’s a prologue without a label, that isn’t a prologue.While it should be written in the same style as the rest of the book, here are examples of how it can stand out:Time difference. Your prologue could be set in the past to reveal an important event. It could jump into the future and the rest of the story becomes a sort of flashback up to that point. Oftentimes, you won’t even see the future-set prologue in the book, because the story will end before it reaches that point, but the book should show a logical progression to your future-set prologue.Different perspective. Maybe your story is in first-person and your prolo gue is an event from a third-person omniscient perspective. Maybe we get a view of the main character from the perspective of a friend or parent. Maybe we see a character’s perspective who never actually shows up in the story.Your reader should see a distinct difference between the prologue and the rest of your novel, else why is it a prologue instead of the first chapter?You also don’t hop back into this perspective at any other point in the book- if you can, then why did you need the prologue in the first place?If you go back to that perspective, you likely could include the information in the story itself instead of separating it into a prologue.How to Know if its a PrologueThere are many ways to start a book besides jumping into the story. Let’s look at a few options to establish the differences between them.Preface or forewordA preface is basically the author explaining something to the reader about how the book came to be, who was involved in creating it, and other information about the book’s creation. A preface is not a part of the story, and it can be skipped without damaging the reader’s understanding.A foreword is similar, but written by someone who is not the author- a foreword is typically a reflection of how the book relates to society and readers.IntroductionA book introduction is typically used only in nonfiction.It gives the reader supplemental information, and it usually isn’t crucial for the reader’s understanding of the rest of the book.PrologueA prologue is typically used only in fiction. It gives the reader information about the story, in the same form of the story.So the prose of a prologue will have the same writing style and vibe of the rest of the book, even if it’s in a different timeline or perspective. If a reader skips reading the prologue, it will affect their understanding of the book.How to determine if your book needs a prologueNot every book needs a prologue and if yours truly doesnt, the actual prologue can then take away from the book, giving away too much or being irrelevant in general.So lets figure out if your book actually needs a prologue or not.Why should you write a prologue?If something happened far out of the context of your story that is CRUCIAL to understanding it. If you have the information you must convey to the reader that can’t be worked into the main novel, you may need a prologue.If the story doesn’t make sense without the prologue. If you can remove the prologue (or a reader can skip it), and their understanding is not damaged, a prologue is not necessary.If you can’t weave the prologue’s information into the story without muddling your plot. If working the prologue content into your story is unnatural or confusing, you may need a prologue.Why shouldn’t you write a prologue?If your story makes sense without it.If the content could be included in the main story.If it’s a copout to writin g an interesting opener.If you’re just writing it because you think you’re supposed to have one.If it’s just an exposition dump.If it’s just for world-building.If it’s just to set mood or atmosphere.If it’s to supplement a boring first chapter opening.Note: prologues can certainly be used for mood, atmosphere, world-building, and clever exposition, but these shouldn’t be the sole purpose.So clearly, there are more reasons not to write a prologue than there are reasons to write one. Be very critical of your prologue to be sure you should include it.But if you decide your story does need a prologue, here are five tips to write a great one.How to Write a Good Prologue for Your BookNot every prologue is created equal.Just as a great prologue can make a book, a bad one can ruin it completely. Here are some tips to keep it fresh, exciting, and influential to your books story.#1 Keep it briefYour prologue shouldn’t be longer than you r average chapter length.It should be one event (maybe two), it shouldn’t bother with developing characters, and it should only include the crucial information.#2 Keep it interestingIf your prologue is boring, readers will skip it. We all know that the first pages of your first chapter are extremely important.This is where the reader will either be hooked to finish the book, or where they lose interest.If you include a prologue, it should be just as gripping as your first chapter. However, this doesn’t mean you can slack in the first chapter. The two should work together to be as intriguing as possible to yank the reader in and not let them go.An author who exemplifies this greatly is Jenna Moreci in her novel The Saviors Champion. The prologue is vital to the story, is written in another perspective, and is just as (I would argue its even more) gripping as the first chapter.#3 Focus on crisp, original proseEven if your prologue is historical or in a book genre thats less exciting, or if its a document of some sort, keep your prose on par with the rest of your book.Put special effort into the quality of writing- this is your reader’s first taste of what’s to come!#4 End with a burning questionAfter your prologue, your reader should be so intrigued that they immediately jump into the first chapter.You want them to say â€Å"What the **** is going on?!† so loud it freaks their cat out.This is what pushes readers to buy more books, increasing your overall book sales and hooking fans.George R.R. Martin did a great job with this in his infamous series Game of Thrones. The series opens with a prologue of men venturing beyond the wall to investigate certain occurrences.At the end, youre left wondering what the heck just happened.#5 Make it an event, not an exposition dumpThis is where most writers go wrongThey use their prologue as a tool to spoon-feed readers information about a world the reader hasn’t developed an inter est for yet.This will often make them skim the prologue, skip the prologue, or skip the book entirely.Prologues are a great story-telling tool when used properly. Make sure you need a prologue before you include one, keep it brief, keep it interesting, and keep it Absolutely Necessary.#6 Give your prologue a purpose by finishing the whole bookA great prologue means nothing if it only ever sees a folder in your computer that you only open every seven months.If you really want to finish writing your book and even self-publishing your book someday, a kick in the butt to get it done will help.Weve got just that for you.

Aggression in dementia

Aggression in dementia Introduction Aggression in people with dementia is a behaviour that can be evident is care environments where dementia care is given. This is a issue that is becoming a growing health concern (Jackson and Mallory, 2009: Alzheimer’s Society, 2014: Cipriani et al. 2011). This is an issue that is likely to keep growing and developing as the population continues to age. (Nguyen, Love and Kunik. 2008). This is an issue that needs to be managed well with good leadership and guidance from management and nursing staff and the input from all relevant members of the multidisciplinary team charged with caring for individuals who show signs of aggressive behaviour and this is critical in making this achievable and protecting patients and residents in long term care environments from potential harm. This piece of work will look at a practice situation from a clinical placement area that highlights how resident safety can be an issue within a care environment. This will explore the nursi ng leadership skills and management that where utilised to address this particular situation and how all care professionals within the multi-disciplinary team (MDT) were involved and the impact this had on all team members. Situation The situation developed whilst the student was on a first year placement in a nursing care home which specialised in the care of people with varying types and levels of dementia. The situation involved a male resident who was showing signs of aggression towards other residents, both male and female. The staff where as vigilant they could be, but due to limited staff. Aggressive incidents did occur where staff had to attend and separate the residents and try to diffuse the situation. This particular person was developing unusual behaviours that manifested in the individual was found over a period of time to have been getting into various female residents beds when the residents where in them sleeping. This was initially highlighted by the care staff to the nurse in charge when it was found that this person was found in resident’s rooms and subsequently in female resident’s beds. This was however not acted upon as the nurse thought that this may be a temporary issue and advised care staff to observe this person as much as reasonably possible. This situation however escalated when it was discovered that a female resident was found to be extremely upset and agitated and it was discovered that this was due to this individual in question being in the same bed as her and had woke her up. This resulted in an emergency meeting having to be arranged between the nurse in charge and members of the MDT team who were involved in the care of this individual and then trying to formulate a suitable strategy that would benefit the care environment, i.e. minimise the issues that had happened and to prevent further issues developing. The nurse in charge and the management also were aware this person still had to have a good quality of life within the environment and promote the safety of the other residents within this care environment.

Clinical update on the most effective sequence to first responding to Essay

Clinical update on the most effective sequence to first responding to unresponsive patient for optimal patient outcomes - Essay Example This should be done to the patient so that the unresponding patient can be revived from the coma state. The cause of unresponsive state of the patient is mainly caused by the low blood supply in the body of the individual which is insufficient to reach to the brain and to the heart thereby causing the individual to be unresponsive or otherwise faint. Throughout the study, some practices should not be done to the patient for example slapping the patient , giving of drink and food to the patient who is unresponsive should not be done among others will lead to other complications. When a patient is not responding or unconsciousness, it is impossible for one to talk or do any activity and this is commonly known to be a coma state or in other word comatose state. It is important for one to be aware of do’s and don’ts concerning the patient either a grown up or a child. Other patients have changes in awareness where they do not become unconscious where their mind is altered thus being termed as altered mental status or changed mental status. The patient becomes confused leading to yelling, production of foam from the mouth among others. The change of mental status should be treated as a medical emergency since it is a condition that can lead to death in a quicker manner (Cooke, 2009). In other times the patient may be awake but less alert where if asked questions like their name may lead to inability to answer the questions which indicate a change in the mental status. When a asleep, the patient can respond to noise and other disturbances like shak ing of their head or hands thus leading to waking up but in the case of an individual who is not responding or otherwise who is in unconscious mood the individual will not cough or clear his or her throat. This condition can lead to death if care and other medical attention are not conducted quickly since in most cases the patient airway may be blocked thus leading to instant death if first aid is not

Web systems integration Essay Example | Topics and Well Written Essays - 2500 words

Web systems integration - Essay Example 2013 10:00AM Cyprus Germany 160 988 7/08/2013 11:00AM Cyprus Kenya 180 And 2013/08/07 123 Eurocypria 443 7/08/2013 12:00AM Cyprus France 120 444 8/08/2013 01:30PM Cyprus China 130 the XML schemas can validates XML documents that can be processed easily by tools like XML Authority, XML spy, XML Editor in Studio Application Developer. DTD is less powerful than XML schemas. Every element that DTD defines, can equally be defined by the XML schemas, but not the other way round. For instance DTD only offers validation on items already specified by XML schemas. An example of DTD is shown below. From the above DTD, the elements define the below data that is already created by XML schema (Source of DTD data). 2013/08/07 123 Eurocypria 443 7/08/2013 12:00AM ...BizTalk server has inbuilt adapters for all kinds of systems which leads to the creation of new integrations which were previously impossible to create. BizTalk server provides a number of key functionalities that would help in supporting Business Process Management. The following key functionalities can help in addressing a business integration needs. †¢ Business-to-Business (B2B) Integration: By integrating suppliers, customers and logistics providers in the business processes, it creates effectiveness in supply and demand chains by means of standardized business dealings. †¢ Enterprise Application Integration (EAI): BizTalk connects different multiple applications that are hosted on their own infrastructure, maintaining their own databases. This helps in facilitating event driven data streams between applications and processes. †¢ Business Process Orchestrations (BPO): BizTalk visually designs and executes business processes to expose composite functionalities hosted in different applications and services thus creating new â€Å"virtual† applications. †¢ Cloud Integration: Hybrid solutions are created to span applications in the business’s datacenter running in the cloud and with that it adds significant value adding to the ‘one-size-fits-all SaaS solutions applied in every company these days.

Euthanasia or Physician-Assisted Suicides Essay Example for Free

Euthanasia or Physician-Assisted Suicides Essay Proponents of euthanasia and physician-assisted suicide argue that terminally ill people should have the right to end their suffering with a quick, dignified, and compassionate death. Opponents of euthanasia and physician-assisted suicide argue that doctors have a moral responsibility to keep their patients alive as reflected by the Hippocratic Oath. Euthanasia or physician-assisted suicide should be legal because terminally ill people should have the right to end their suffering with a quick, dignified, and compassionate death. On October 1, 1976, California Governor Edmund G. Brown Jr. signed the California Natural Death Act into law and California became the first state in the nation to grant terminally ill persons the right to authorize withdrawal of life-sustaining medical treatment when death is believed to be imminent. By 1977, eight states California, New Mexico, Arkansas, Nevada, Idaho, Oregon, North Carolina, and Texas had signed right- to-die bills into law. The World Federation of Right to Die Societies was founded in 1980. Margaret P. Battin, PhD, Distinguished Professor of Philosophy and Adjunct Professor of Internal Medicine at the University of Utah, and Timothy E. Quill, MD, Professor of Medicine, Psychiatry, and Medical Humanities at the University of Rochester, stated the following in their 2004 book Physician-Assisted Dying: The Case for Palliative Care Patient Choice: We firmly believe that physician-assisted death should be onenot the only one, but oneof the last-resort options available to a patient facing a hard death. We agree that these options should include high dose pain medication if needed, cessation of life-sustaining therapy, voluntary cessation of eating and drinking, and terminal sedation. We also believe, however, that physician-assisted dying, whether it is called physician-assisted death or physician aid in dying or physician-assisted suicide, should be among the options available to patients at the end of life. Terminally ill patients feel like life is no longer worth living. Physicians indicated that patient requests for lethal medications stemmed from multiple concerns, with eight in ten patients having at least three concerns. The most frequently mentioned end-of-life concerns during 2005 were: a decreasing ability to participate in activities that made life enjoyable, loss of dignity, and loss of autonomy. The United States 9th Circuit Court of Appeals stated in its 1996 Opinion from Compassion in Dying v. Washington: While some people refer to the liberty interest implicated in right-to-die cases as a liberty interest in committing suicide, we do not describe it that way. We use the broader and more accurate terms, the right to die, determining the time and manner of ones death, and hastening ones death for an important reason. The liberty interest we examine encompasses a whole range of acts that are generally not considered to constitute suicide. Included within the liberty interest we examine, is for example, the act of refusing or terminating unwanted medical treatment Casey and Cruzan provide persuasive evidence that the Constitution encompasses a due process liberty interest in controlling the time and manner of ones death that there is, in short, a constitutionally recognized right to die.' Legalizing euthanasia and physician-assisted suicide would save money for the American healthcare system. The International Task Force on Euthanasia and Assisted Suicide wrote: Savings to governments could become a consideration. Drugs for assisted suicide cost about $35 to $45, making them far less expensive than providing medical care. This could fill the void from cutbacks for treatment and care with the treatment of death. Euthanasia and physician-assisted suicide should be made legal. To do this, all states must follow in California’s footsteps and put right-to-die bills into effect. And anyone with terminally ill loved ones will agree, unless they’re comfortable with loved ones losing their dignity, autonomy, and ability to enjoy life. Works Cited Is There a Legal Right to Die? Euthanasia ProCon.org. Web. 13 Dec. 2011. Should Euthanasia or Physician-assisted Suicide Be Legal? Euthanasia ProCon.org. Web. 12 Dec. 2012. Why Do Patients Request Physician-assisted Death (a.k.a. Physician-assisted Suicide)? Euthanasia ProCon.org. Web. 05 Jan. 2012. Would Legalizing Euthanasia and Physician-assisted Suicide save Money for the American Healthcare System? Euthanasia ProCon.org. Web. 13 Dec. 2011.

My Definition of Nursing :: Definition Nursing Medicine Narrative Essays

I realized I wanted to be a nurse after I had my 2nd ACL surgery, my senior year of high school. I had to stay in the hospital 3 days in order to recover, and I was very lucky to have such a wonderful and caring nurse. She made me feel as if I was her only patient. I will never forget how well I was taken care of and how comfortable she made me feel. I was young and scared, but she was reassuring, because she made me feel as if I had my own mother taking care of me. She was the reason I wanted to become a nurse, because I wanted to make others feel the way she made me feel. My personal definition of nursing is encompassed within that one nurse. A nurse should be loving, compassionate, dependable, competent, empathic, responsible, joyful and comforting (just to name a few). A nurse not only cares for the physical aspect of the patient but the mind and spirit as well. I believe a nurse should promote physical and emotional well-being. Nursing is more than just administering medications and performing different procedures; it is being with people, talking and visiting with them. I believe it is very beneficial to the patient to be treated as a human being rather than just â€Å"another patient†. It allows the patient to feel that the nurse truly cares about their well-being, and I believe that makes a difference in the patient’s recovery. When people have to be in the hospital or nursing home, they tend to feel very vulnerable and may sometimes feel ashamed or embarrassed. Some may not have any family or friends to visit them during their stay; this is the time for the nurse to be reassuring and make them feel comfortable. I believe that making a patient feel as comfortable as possible is one of the most important aspects of nursing care. I think it makes a tremendous difference when nurses act joyful and happy around the patient. A patient notices when a nurse is having a bad day or is unhappy, and most patients do not want someone taking care of them that does not bring joy into the room. It is reassuring to the patient to know that the nurse enjoys caring for them. I believe nurses also need to show competency and confidence. It makes the patient feel at ease and relaxed to know that the nurse knows what to do.

The Recommendations

In the recent past, there have been calls for stricter regulations in terms of supervision and capital adequacy of the banking sector as a result of increased risks faced by banks trading internationally. A committee was therefore formed; Basel Committee on Banking Supervision, to come up with recommendations that would be adopted by banks to mitigate themselves against the risks they face in their operations.The original proposals by the committee were done in 2001 and 2003 although due to changing financial environment, revisions have had to be made that has led to the current financial proposals which were expected to be adopted by member countries after being endorsed by the central bank Governors of G10 countries (BIS, 2009). The Recommendations The framework is set out in 3 pillars; the first one being the minimum capital requirements which touch on the calculation of the minimum capital requirements, capital risk (using standardized approach, internal ratings approach as well as securitization framework), operational risk and market risk.The second pillar touches on the supervisory review process while the third pillar on market discipline (BIS, 2009). 1st Pillar This pillar gives recommendations on the minimum capital requirements and how it is calculated for purposes of credit, market and operational risks. The capital ratio should be lower than 8% with Tier 2 capital being limited to 100% of Tier 1 capital. The capital ratio is calculated using the regulatory capital and risk weighted assets.Regulatory capital framework includes Tier 1 (paid up capital , disclosed reserves), Tier 2 (undisclosed reserves, asset revaluation reserves, general provisions, hybrid capital instruments, subordinated debt and Tier 3 (subordinated short term debts). All these Tiers will be included in the capital base provided total of Tier 2 is subject to maximum of 100% of Tier 1, subordinated debt limited to 50% of Tier 1, Tier 3 capital limited to 250% of Tier 1 capital, ge neral provisions on unidentified losses limited to 1.25 percentage points and unrealized gains being subject to a discount of 55% (BIS, 2009). The internal ratings approach of calculating credit risk is based on unexpected losses and expected losses. Under this method there is categorization of exposures into asset classes with different underlying risk characteristics. These classes are corporate, sovereign, bank, retail and equity. The internal ratings approach should be adopted in the banking group in a phased manner.Standardized approach measures credit risk in a standard manner, with the help of external assessments (BIS, 2009). The other method of determining credit risk is through the use of securitization approach where exposure is determined on the basis of the economic substance rather than the legal form. Traditional securitization is where cash flow from an underlying collection of exposures is used to service a minimum of two different stratified positions showing diffe rent levels of credit risk.Synthetic securitization on the other hand is where at least two different stratified risks reflecting different levels of credit risk where credit risk of an underlying collection of exposures is transferred, partly or wholly through use of funded or unfunded derivatives that mitigate against the credit risk of the portfolio. Operational risk results from insufficient or inadequate internal processes, people and systems or from external events. Operational risk includes legal risk but not strategic or reputational. This risk is measured using standardized and advanced measurement approaches.Market risk is risk of losses in on and off balance sheet positions as a result of changes in the market prices. The risks include risks associated with interest related instruments, forex and commodities. 2nd pillar This pillar of the Basel II provisions touches on supervisory review, risk management as well as supervisory accountability in relation to risks facing th e banks. Supervisory review ensures that banks have enough capital to manage risks develop internal capital assessment , how well banks are assessing their capital requirements as regarding risks as well as amount of capital held against risks.The second pillar also has 4 provisions on banks i. e. banks should have processes of assessing their overall capital adequacy in relation to risk and maintaining capital levels, banks internal capacity and strategies and compliance with capital ratios. , banks operate above regulatory capital ratios and capital requirements, and intervention by supervisors to avoid capital falling bellow minimum capital requirements. Other issues to be addressed under this pillar include interest rate risks, credit risks, operational risks, and market risk (BIS, 2009) 3rd pillarThis touches on the disclosure requirements under Basel II. The disclosure requirements is to complement pillar 1 and 2 thus encouraging market discipline in terms of information acces s on risk, capital, risk assessment process. The disclosures should be in line with the management of these risks thus effectively informing the market on the banks exposure to risks hence enable consistency, understandability and comparability. The information could be made publicly available and in case of non disclosure, penalties may be enforced. These, though, varies across different countries.The disclosure requirements under the framework should not conflict with the accounting standards which are overall and if conflicts arise, they should be explained. Accounting disclosures should also be complemented with the frameworks disclosure requirements to clarify the disclosures (BIS, 2009). Materiality of the disclosures should also be considered. Materiality is determined by the effect of omission or inclusion of an item. The disclosures can also be done on a semi annually, quarterly, or annual basis depending on the nature of information to be disclosed.Confidential and proprie tary information should also be considered in disclosing information to the market. Challenges facing Basel II The implementation of the provisions of Basel II has not been smooth sailing. It has presented some apparent challenges to banks across the globe. The new framework has led to the mobilization of the risk, information systems and finance departments of the banks given the fact that far reaching provisions contained in the accord. This in itself will involve the use of resources in terms of manpower and money (Accenture, 2007).Banks are also faced with the challenge of implementation of the framework in terms of the change in the product portfolios as well as economic environments. This is in terms of the capital requirements which under the accord, should be above the minimum limits. The assessment of capital requirements may also lead to changes in product portfolios thus leading to introduction and withdrawal of other products. Despite the apparent benefits brought about by the new accord, some banks view Basel II as a regulatory bottle neck in their operations.Other challenges that accompany the implementation of Basel II is that of the cost implication. Given the far reaching provisions of the framework, the costs to be incurred in setting up supervisory teams and risk assessment mechanisms may be out of reach of smaller banks or even ‘eat’ into the profits of well established banking institutions. The costs involved have led to uncertainty among many bank heads (Accenture, 2007). The current information systems in most banks around the globe cannot adequately meet the requirements of Basel II.This means that banks will have to either improve on their information systems or overhaul them completely. This brings us back to the issue of cost involved in the implementation of the framework. The need of historical data in the calculation of credit risk, advanced internal rating based approach which requires up to 7 years in historical dat a or advanced measurement approach which requires up to 5 years of historical data will definitely increase the need of databases by banks which also has cost implications attached to it (Accenture, 2007).The implementation of Basel II will lead to the complete change in the existing systems and processes in order to meet the new regulations in risk determination and management as well as capital adequacy. The implementation of the accord will also see the changes in operations of the banks at the same time calling for closer supervision The adoption of the recommendations of the accord has received widespread acceptance although the level of implementation is varied.The effect of this is that there may be lack of uniformity hence making comparisons difficult between different banks (Accenture, 2007). Conclusion Despite all the above mentioned challenges, the benefits brought about by the implementation of Basel II far outweigh the drawbacks. The provisions enable banks to have and develop credit management and assessment systems that will help them to mitigate these risks effectively. The regulatory capital requirements under the accord will also enable the banks to have adequate capital to finance their operations as well as manage any risk arising thereof.The disclosure requirements also ensure that the market is aware of the operations of the banks. References Accenture. (2007, December 10th). Basel II Impacts: Challenges and Opportunities. Retrieved March 16th, 2009, from Accenture: http://www. accenture. com/xdoc/en/industries/financial/banking/capabilities/BII_Survey_SAP. pdf BIS. (2009, March 10th). Basel II:Revised International Capiatl Frameork. Retrieved March 16th, 2009, from Bank for International Settlements: http://www. bis. org/publ/bcbs128. htm

One-eyed Mother Reaction paper

A very touching, affecting, and inspiring story that we watch, about a one-eyed mother with her daughter that has disrespect, unloved, and disgrace with her. Her daughter feels that her mother is an embarrassment for her which totally shows how that person despised her mother. For a daughter with one-eyed mother, she felts embarrassment, ashamed, and disappointment. She sees the negative side, actually the negative physical aspect of her mother through the years that her mother taken are for her.Just because her mother has a one eye that she didn't even bother questioning on why her mother Just only have a one eye. And that is because of her, her mother donated her one eye for her because her daughter born with Just have a one eye only. And she wants that her daughter didn't experience the feeling of loneliness that her give to her mother. I bother on why and how that daughter treats her parent, mother in that way.Instead of showing disrespect for her mother that is fervently able, s he Just take good care, show support and most especially she must show love and affection. And she does that to her mother through her whole life until she became a mother too. She didn't even bother to give back to her mother for taking care of her, for loving her, and for giving a good education and good life for her. How cruel Is that? For me, I didn't see myself doing that to my parents or even to my loved ones. I am a very lovable and caring person to the persons that I loved.I ant see that my mother feels that way and I can't do that to her because, I loved her so much. No words can express how I love my mom also my dad so; I can't do such thing like hers. Being a daughter you must show the love and affection to your parents because they always sacrifice the thing that they can give to their daughter and son. I felt so much sadness. I learned that you should love your parents or your loved ones unconditionally because It gives the happiness that you need and happiness that the y also need.

A White Dry Season essays

A White Dry Season essays In A Dry White Season freedom is portrayed as two worlds far different from each other, a private world blind to the hardships of others and a confined world of grief and agony. Mr. Benoit is seeing how blind one world is to the other and attempts to make a difference for those who are suffering and neglected. He is constantly forced to forget about the people he wants to help both by the police and his wife. The white people of South Africa live in a fantasy world far from the reality of the townships where thousands are suffering. They consider them selves proper, and high class. Mr. Benoit wants to show that they cannot consider themselves proper or high-class when so many other innocent people are being tortured and neglected just so the white people can live in their safe, quaint fantasy world. Most of the white people know that the blacks are being treated unfairly yet they do not try to help, either because they are too afraid or mostly because they just dont care. The white people like their life-style and dont want it to change, even if others have to suffer. The Black people of South Africa live a life that was given onto them like a leash to a dog. They have barely any rights and if they do take advantage their rights a great force would pull back on their tight collars. The Blacks are aware of how the whites live and they are also aware of the blind eye that is turned to their needy lives. Blacks are not enslaved anymore they should be grateful. According to the white man. This is true they are not bought and sold and forced to work as they were, yet seeing the life they lived in A Dry White Season I would rather be a slave than a so called free black man. Slaves know that they have no rights and must obey their masters. When you are told that you are free there are expectations that automatically follow, like being treated as the other free people (whites). If as ...

Cases for Case Briefs Essay Example | Topics and Well Written Essays - 500 words

Cases for Case Briefs - Essay Example Code Ann. Section 5-6-225 (e)(3) for hearing and writing to the Supreme Court for concrete evidence and conclusions of law. This case was initially tried on November 29, 1999 by the trial court, and the trial court verdict was in favor of employer/defendant (State Industries). This was because of employees failure to use a standard safety process. This is despite safety procedure and the training manual distributed to all employee by the employer (Courts, 2004). On July 15, 2002, the case was brought again before the same judge. On appeal, the Workers Compensation Panel voiced a new four-prong procedure to be applied when employers assert the affirmative defense of failure to use a safety appliance in the case of Wade Nance versus State Industries and ITT Hartford Insurance Company, 33 S.W.3d 222 (Tenn. 2). The four-prong test enumerated were:- The panel ruled that the employer had carried its burden of evidence on elements one, three, and four, and remanded the court case for a new trial on element two. On July 15, 22, the case was tried again before the same judge (Allen W. Wallace, Sr. J.) and the court determined State Industries, employer, had carried out a strict, continuous and bona fide enforcement policy (Courts, 2004). In addition, they further had training classes, and employee had received training on safety procedure. Evidence in this case showed that some employees did not use this safety procedure even though they had a device to initiate the procedure. The Case of Wade Nance v. State Industries originated from safety misconduct, On June 7, 1998. This case was a workers compensation appeal that had been passed on to the Special Workers Compensation Appeals Panel of the Supreme Court, as per Tenn. Code Ann. Section 5-6-225 (e)(3) for hearing. According to the events that led to the case, the employer required lock-out/tag out safety procedure and the employee

Agriculture Policy in Saudi Arabia Essay Example | Topics and Well Written Essays - 1000 words

Agriculture Policy in Saudi Arabia - Essay Example The Saudi government also embarked on a water impounding projects so as to get the full use of the four inches of rain they receive annually. Water is also obtained from deep wells and desalinization projects the main goals of this is to provide sufficient water for agriculture, industrial uses and also clean water for consumption by humans, Hence wastewater is treated and used for industrial and agricultural purposes and this has greatly helped in the transformation of deserts into fertile farmland. These desalinization plants have been put up to produce fresh water from the sea for industrial and urban use hence freeing up other sources of water for agricultural purposes. Dams have also been set up to trap seasonal floods. Agricultural research stations have also been set up by the government to aid the farmers figure out ways to adopt and improve their farming methods into the harsh desert climate (Daryll E Ray 2005).Apart from the ministry of agriculture other government agencies like the Saudi Arabian Agricultural Bank (SAAB), grants interest free loans, disburses subsidies. The grain silos and flour mills organization that buys and store wheat.The private sector has also come in and partnered with the government of Saudi Arabia to play in a big role in the offering of long term interest free loans, free seeds and fertilizer, technical and support services to the farmers, low cost fuel, electricity and water and the duty free imports of raw materials and machinery.